Financial crime compliance and cyber resilience in the EU
Dark Pools delivers to EU organizations remotely, with GDPR-first deployments and EU data-residency options. FinCrimes gives banks and payment firms AML transaction monitoring and sanctions screening ahead of the EU’s single AML rulebook, and our penetration testing, SOC and vCISO services support the resilience programs that DORA and NIS2 require.
What we do in European Union
- AML transaction monitoring and sanctions screeningFinCrimes scores transactions against each account’s own baseline, screens parties at ingest, on demand and at decision time, and keeps an evidence trail behind every alert that a supervisor can follow.
- Typologies you can explain to a supervisorEach of the 28 typologies is named and parameterized, with versioned rulesets, shadow scoring and backtesting against your analysts’ past verdicts before a change goes live.
- Resilience testing for DORA and NIS2Penetration testing across web, API, mobile, network and cloud, plus red-team engagements, with remediation-focused reporting that feeds your resilience testing program.
- Data protection and platform securitySee how encryption, multi-factor authentication, role-based access, the PII token vault and tamper-evident audit trails protect data in every deployment.
The rules your program answers to
A plain summary for orientation, not legal advice. Your own counsel and compliance function decide how each applies.
- GDPR (General Data Protection Regulation)
- Requires a lawful basis for processing, data minimization and impact assessments for high-risk processing such as large-scale monitoring, restricts transfers outside the EU, and limits processing of criminal-offense data. It governs how fraud and security data is collected, retained and shared.
- Law Enforcement Directive (EU) 2016/680
- Covers personal data processed by police and other competent authorities to prevent, investigate, detect or prosecute crime, as implemented in each member state’s national law. National security work falls outside EU law and is governed nationally.
- EU AML package: AMLR and AMLA
- The 2024 package replaces much of the directive-based regime with a directly applicable AML Regulation, a single rulebook that applies from 2027, and creates the Anti-Money Laundering Authority (AMLA), which coordinates national supervisors and will directly supervise selected high-risk institutions.
- NIS2 Directive
- Extends cybersecurity duties to essential and important entities in sectors including banking, digital infrastructure and public administration. It requires risk-management measures, prompt incident reporting to national authorities and accountability at management-body level.
- DORA (Digital Operational Resilience Act)
- Applies to EU financial entities from January 2025 and requires an ICT risk-management framework, classification and reporting of major ICT incidents, regular resilience testing including threat-led penetration testing for some firms, and management of ICT third-party risk.
Your data stays where it must
- EU data-residency options, on-premises or in EU-hosted environments, so personal data stays in the Union.
- A PII token vault with retention policies and access logging, so sensitive identifiers are tokenized and every detokenization is recorded.
- Tenant isolation and hard-walled Banking and Insurance workspaces, enforced on every query and API key.
- Hybrid deployments that keep regulated data on-premises and synchronize only selected data to the cloud.
Scenarios in this region
Regional questions
Yes. EU data-residency options include on-premises installation and EU-hosted environments. Sensitive identifiers are tokenized in the PII token vault, with retention policies and logged detokenization.
The AML Regulation and AMLA supervision put weight on a documented, risk-based approach. FinCrimes supports that with named typologies, per-entity baselines, sanctions screening, an evidence trail on every alert and backtesting records that show how thresholds were set. Your compliance function stays accountable for the program.
Our penetration testing and red-team work can feed the digital operational resilience testing program DORA requires. Whether a specific engagement qualifies as threat-led penetration testing is decided under your competent authority’s rules, so we settle that question with you during scoping.
Yes, with follow-the-sun coverage from our US and Southern African operations centers. Because analysts work outside the EU, we agree up front which telemetry they may access and the GDPR transfer mechanism that covers it, and your SIEM and log store can stay in your EU environment.
Take the next step
Talk to the team serving European Union. We will work within your data-residency and regulatory requirements from the first conversation.